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Blog by Linda M Linfoot

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2013 Federal Budget: 6 key features of the budget

March 22nd, 2013
Federal budget 2013: 6 key features of the budget The Conservatives’ 2013 federal budget includes a job training grant, the elimination of CIDA, help for manufacturers and tariff cuts on sports equipment. Here are the key highlights. Spending restraint Finance Minister Jim Flaherty proudly noted the budget “contains the smallest increase in discretionary spending in nearly 20 years. ...
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TFSA

January 17th, 2013
New TFSA Contribution Limit for 2013     In 2013, eligible Canadians will have the opportunity to increase their contribution into a Tax-Free Savings Account (TFSA).  Investing in a TFSA allows you to grow your investments tax free by holding many of the same types of investments as in a Registered Retirement Savings Plan (RRSP). The maximum annual contribution for 2013 is $5,500[1].  ...
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BC Assessment Appeals Reminder

January 9th, 2013
B.C. Assessment Appeals Reminder   The B.C. Assessment Authority has now completed its 2012 Assessment Roll for all properties in British Columbia.  Individual Tax Notices have also been mailed out to individual home owners.   The deadline to file an appeal with BC Assessment is January 31, 2013.
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Rent to Own

December 5th, 2012
Dreaming Of Owning Your Home And Tired of Wasting Money On Rent?  Many of us dream of home ownership as a status of adulthood or achievement.  However, in combination of the 2008 global recession and ever-changing mortgage lending policies, qualifying for financing seems to be harder than ever. Goda Properties offers a way to make that transformation less painful by bridging the gap betw ...
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Is There ever a Bad Time to Invest in a Rental Property?

May 23rd, 2012
Is there ever a bad time to invest in a rental property? Fabio Campanella, Special to Financial Post  May 22, 2012 – 10:48 AM ET   Record low interest rates coupled with an overly extended bull market for Canadian residential real estate has some investors questioning the validity of investing in a rental property. Current economic indicators support these fears: mortgage rates sched ...
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Harbingers of Doom

April 12th, 2012
Harbingers of doom Andrew Coyne Apr 10, 2012 – 6:00 AM ET | Last Updated: Apr 10, 2012 11:55 AM ET Even by Maclean’s standards, the cover was alarming. “You’re about to get burned,” screamed the headline, over a picture of a house that was literally on fire. “Canada looks like the us before its devastating housing crash — maybe even worse.” And the kicker, for those still hesitating ...
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2012 Federal Budget

March 30th, 2012
Budget: Highlights of the 2012 federal budget The budget will: - Gradually raise the age of eligibility for Old Age Security from 65 to 67 beginning in 2023. - Contain no new taxes or tax increases. - Tell consumers to complain directly to food companies about product labelling. - Eliminate the penny. - Eliminate 19,200 government jobs over three years, including 600 senior executive ...
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HST Transition

February 21st, 2012
NEWS RELEASE For Immediate Release 2012FIN0006-000165 Feb. 17, 2012 Ministry of Finance     Transition measures support new-home buyers, builders   VICTORIA – New housing transition measures give certainty to an important economic sector and help to keep taxes equitable throughout the transition as the province returns to the PST, Finance Minister Ke ...
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House Hunting Tips

October 18th, 2011
House hunting tips Every house hunter has a story - and a real estate lesson they learned along the way. Nothing proves this point better than BMO's recent Great House Hunter Contest . While the contest is said and done - it ended on October 10 - there is still plenty to learn from the finalists' ...
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Turning your Principal residence into a rental

August 2nd, 2011
Turning your principal residence into a rental So, you're ready to move out of your starter home and into a larger residence. The thing is, your first home is so well-located that you'd love to hold onto it for a little longer - and maybe use it as a tool to launch you into the rental market. Be ...
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