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Blog by Linda M Linfoot

What is Credit Reporting?

December 5th, 2010
What is Credit Reporting? Many people don’t realize how important it is to maintain a good credit rating. Nor do they understand what is involved in achieving this. The first step is to review your own individual credit report, which is a detailed history of how consistently you meet your financial obligations.  In Canada there are two major credit bureaus – Equifax and Trans Union.  Eac ...

Banks vs Mortgage Brokers

December 5th, 2010
Banks vs. Mortgage Brokers: What's the Difference? Banks offer mortgages; Mortgage brokers offer mortgages. What's the difference? The difference starts with the range of financing solutions offered. Banks offer their own products, a select group which may or may not satisfy your needs, while mortgage brokers have access to products, rates, terms and conditions from a wide variety of lenders ...

Referral Program - Special Offer!

December 4th, 2010
I would like to help out with your Christmas shopping, by offering you an opportunity to receive  $250.00 !!! You can receive this cash, simply by passing along the name and number of a referred client, family member, friend or co-worker who is willing to receive my call and is looking for mortgage assistance (refinance, consolidation, purchase, lender transfer, investment etc.)  The refer ...