Current Rates

"A" Rates as of February 22, 2012

TERM	POSTED BANK RATE	OUR RATES
1	3.20%	2.74%
2	3.55%	2.74%
3	3.95%	2.79%
4	4.64%	3.09%
5	5.24%	3.14%
7	6.35%	3.95%
10	6.75%	3.95%
VRM 5 Yr Closed	-.50 bps	2.50%
		Prime Rate = 3.00%

** Rental properties, Equity deals and Beacon scores less than 620 may be subject to an increased interest rate (fixed or adjustable). Rates and/or discounts subject to change without notice - 60,90 & 120 day commitment period available**

Bank of Canada Qualifying Rate 5.24% (applies when requesting a VRM and high ratio mortgages with terms less than 5 yrs)

"I Work for YOU not the Lender"

Mortgage rates change regularly, so you may see a rate advertised that's no longer available by the time you apply. What's more, certain rates are only available to clients with specific needs or credit qualifications. There's no way for you to know whether an advertised rate is what you'll end up getting.

Another consideration is that some mortgages with very low rates may not give you the options or flexibility you need. The only way I can accurately quote you the best rate is to do a free analysis of your situation, needs and goals. Then once I know exactly what's right for you, I'll shop the market and find you the best-available package of rates and features.

50/50 Mortgage (Half fixed, Half Variable) Ask Me How!!

Secured Home Line of Credit
Reverse Mortgages
Private Funds Available - Private Financing
Best Rates Available
Both Residential & Commercial Mortgages
New Purchase Financing
Investment Property Financing
Equity Lending
Imperfect Credit Programs
Tax Deductible Mortgages

Refinancing & Debt Consolidation
1st, 2nd & 3rd Mortgages Available
40 yr amortization still available on conventional mortgages
Vendor Take back Mortgages
Construction Loans

"Approval is Easier than You Think!!"

Linda Linfoot

"Full Service Mortgage Professional"

Current Rates

HST Transition

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