Current Rates

"A" Rates as of May 21, 2013

(rates may change without notice)

"Rate Specials may not be shown - call me for details"

TERM

 POSTED BANK RATE 

OUR RATES

1

3.10%

2.79%

2

3.14%

2.69%

3

3.65%

2.65%

4

4.64%

2.79% high ratio

5

5.14%

2.89%

7

5.95%

3.59%

10

6.75%

3.69%

VRM 5 Yr Closed 

-.40 bps

2.60% 


 

Prime Rate = 3.00%

** Rental properties, Equity deals and Beacon scores less than 620 may be subject to an increased interest rate (fixed or adjustable). Rates and/or discounts subject to change without notice OAC - 60,90 & 120 day commitment period available** 
Bank of Canada Qualifying Rate 5 year term (is used for qualifying purposes when requesting a VRM or high ratio mortgage requesting terms less than 5 yrs)

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Mortgage rates change regularly, so you may see a rate advertised that's no longer available by the time you apply. What's more, certain rates are only available to clients with specific needs or credit qualifications. There's no way for you to know whether an advertised rate is what you'll end up getting.

Another consideration is that some mortgages with very low rates may not give you the options or flexibility you need. The only way I can accurately quote you the best rate is to do a free analysis of your situation, needs and goals. Then once I know exactly what's right for you, I'll shop the market and find you the best-available package of rates and features.

50/50 Mortgage (Half fixed, Half Variable) Ask Me How!!

  • Secured Home Line of Credit
  • Reverse Mortgages
  • Private Funds Available - Private Financing
  • Best Rates Available
  • Both Residential & Commercial Mortgages
  • New Purchase Financing
  • Investment Property Financing
  • Equity Lending
  • Imperfect Credit Programs
  • Tax Deductible Mortgages
  • Refinancing & Debt Consolidation
  • 1st, 2nd & 3rd Mortgages Available
  • Vendor Take back Mortgages
  • Construction Loans

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Your Credit Score

April 8th, 2013
Credit key when house hunting Make sure your score is in order before you set out to find a new home Winter can seem ...Click here to read more detail about 'Your Credit Score'