Current Rates

"A" Rates as of February 22, 2012

TERM

 POSTED BANK RATE 

OUR RATES

1

3.20%

2.74%

2

3.55%

2.74%

3

3.95%

2.79%

4

4.64%

3.09%

5

5.24%

3.14%

7

6.35%

3.95%

10

6.75%

3.95%

VRM 5 Yr Closed 

-.50 bps

2.50% 


 

Prime Rate = 3.00%

** Rental properties, Equity deals and Beacon scores less than 620 may be subject to an increased interest rate (fixed or adjustable). Rates and/or discounts subject to change without notice - 60,90 & 120 day commitment period available** 
Bank of Canada Qualifying Rate  5.24% (applies when requesting a VRM and high ratio mortgages with terms less than 5 yrs)

LL Logo"I Work for YOU not the Lender" 
 
               



Mortgage rates change regularly, so you may see a rate advertised that's no longer available by the time you apply. What's more, certain rates are only available to clients with specific needs or credit qualifications. There's no way for you to know whether an advertised rate is what you'll end up getting.

Another consideration is that some mortgages with very low rates may not give you the options or flexibility you need. The only way I can accurately quote you the best rate is to do a free analysis of your situation, needs and goals. Then once I know exactly what's right for you, I'll shop the market and find you the best-available package of rates and features.

50/50 Mortgage (Half fixed, Half Variable) Ask Me How!!

  • Secured Home Line of Credit
  • Reverse Mortgages
  • Private Funds Available - Private Financing
  • Best Rates Available
  • Both Residential & Commercial Mortgages
  • New Purchase Financing
  • Investment Property Financing
  • Equity Lending
  • Imperfect Credit Programs
  • Tax Deductible Mortgages
  • Refinancing & Debt Consolidation
  • 1st, 2nd & 3rd Mortgages Available
  • 40 yr amortization still available on conventional mortgages
  • Vendor Take back Mortgages
  • Construction Loans

 "Approval is Easier than You Think!!"

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HST Transition

February 21st, 2012
NEWS RELEASE For Immediate Release 2012FIN0006-000165 Feb. 17, 2012 Ministry of Finance  ...Click here to read more detail about 'HST Transition'