As YOUR Broker...
As your Broker I am
able to help you when the banks can’t
No more 'BANK' Competition!
I
know the 'nonprime' solutions that are available, I am the true
mortgage expert when the bank says no.
As your broker -
I am creative!
I structure the deal with a true common sense approach. I know what it means to use a Vendor Take Back to save the deal, or perhaps an inter-alia mortgage when the LTV may not be working in my client’s favor!
Rental property? No problem!
With 100% rental offset, 30 year amortization, 50% TDS, Stated income allowed, Company name allowed and gifted down payment accepted-- approvals just got easier!
Sell Solutions-- Not Rate!
The focus in the industry seems to always be on rate, however I understand the true solution behind a 'non-prime' deal. My clients find that they actually are getting what they want out of their mortgage. For example, flexible solutions for ex-bankrupts, payment of CRA taxes through refinance, consolidations of high interest loans.. the solutions are endless!
I make PROPERTY a
priority, not credit
There is no minimum beacon for owner occupied, single family homes with some of our lenders-- So feel free to contact me if you are: New to Canada, Ex-bankrupt, in Consumer Proposal or may have been through major life events.
I get can get you more BUYING power!
The typical 'B' client only stays in term for 1-2 years before they are eligible for 'Prime' loans again. The 'B' client today is the future 'A' client tomorrow which increases buying power due to lower rates!
I work for YOU not the lender!
I love what I do, and am eager to help you with any deal that you may have. I pride myself in having excellent service and the ability to get your deals done!